Risk Management

Higginbotham helps you prevent and minimize loss—not just cover it. We assess your total operations to identify vulnerabilities and craft a risk management program that supports your business philosophies, financial position and risk tolerance. Our in-house risk managers deliver an integrated program that puts you in control of your human, physical and contractual risks.

We combine our pre- and post-loss capabilities for a 360-degree risk solution. To prevent loss, we identify exposures, review contracts, conduct safety training, validate certificates, support compliance and provide technology tools. To minimize loss after a claim, we report claims to carriers, analyze the involved insurance policies, work to maximize recoveries, offer litigation consultation and respond during catastrophes. These comprehensive services serve to reduce your total cost of risk.